February 23, 2012

Real Estate Law Blog

Do you own what you think you own?

The Massachusetts Supreme Judicial Court, in the case of Bevilacqua v. Rodriguez,  has decided that a purchaser of a foreclosed property does not have good title to the property due to the fact that the foreclosure was not completed in compliance with Massachusetts law.  What that means is that if the title to your property involves a foreclosure, even if you were not the purchaser at the auction, you potentially do not own what you think you own!

For questions regarding foreclosures in Massachusetts or any other title matters, contact one of our Franklin, MA real estate attorneys.

Upcoming Changes to Probate Law Will Impact Real Estate Practice

On January 2, 2012 Massachusetts will undergo sweeping changes to the probate laws. For example, Massachusetts will no longer recognize “Executors” or “Administrators” as they will be replaced simply by “Personal Representatives” or “PRs”. In addition, all real estate that passes through probate will require a deed from the Personal Representative to the named beneficiaries or heirs, which must be recorded at the appropriate Registry of Deeds. These highlight only two of many changes to how real estate must now pass through probate. Here at Doherty, Ciechanowski, Dugan & Cannon, P.C. we have attorneys that focus their practices in both the real estate and probate areas of law. So we can offer you the best legal advice to make sure your real estate/probate matter is handled properly.

If you have questions about the upcoming changes to probate law or any Massachusetts real estate matter, contact Metrowest real estate attorney, Ted Cannon to schedule a consultation.

Mass. Supreme Court Limits Standing for Zoning Appeals

In the recently decided case of Kenner v. Zoning Board of Appeals of Chatham, the Massachusetts Supreme Judicial Court considered a case where a homeowner wanted to rebuild, but due to new laws had to raise the level of the new house by seven feet.  Some who lived near the project and thought the additional seven feet for the new home was intolerable, appealed the local permits issued for the new house.  The Land Court, after visiting the site, found that any impact by an additional seven feet of blocked ocean view would be minimal, and decided those appealing did not have standing.  The Appeals Court ruled that the Land Court committed error because the neighbor-plaintiffs had specified the type of harm they suffered.  The SJC heard the case on further appellate review and upheld the Land Court’s decision.

Generally, zoning standing involves two requirements:  (1) Does the alleged harm concern zoning laws?  (2) How strong is the evidence to support the claim of harm by the opponents to a project?  The SJC focused on the second point and ruled, “The adverse effect on a plaintiff must be substantial enough to constitute actual aggrievement such that there can be no question that the plaintiff should be afforded the opportunity to seek a remedy.”

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Recent Change in Massachusetts Post-Foreclosure Eviction Law

On August 4, 2011, the Supreme Judicial Court of Massachusetts rendered a decision in the Bank of New York, et al. v. KC Bailey matter.  In Bailey, Bank of New York (the “Bank”) believed that it held title to a foreclosed property pursuant to a recorded deed. After purchasing the Premises, the Bank instituted a summary process action in the Boston Housing Court to regain possession from the former owner who still resided at the Premises. The former owner raised the defense that the foreclosure sale was not conducted properly and therefore he still held title to the Premises. The Housing Court Judge held that the Housing Court did not have jurisdiction to hear the former owner’s challenge to the Bank’s title.

On Appeal, the Supreme Judicial Court held that the Housing Court does have jurisdiction to hear challenges to title raised as a defense in post-foreclosure summary process actions and sent the case back to the Housing Court for a determination of title to the Premises.

This is an important ruling for both owners and former owners of foreclosed properties. By allowing tenants to challenge the purchaser’s title as a defense in summary process matters, the purchaser has a heavier burden to satisfy at trial. This case further illustrates the risks inherent in purchasing distressed property and the need for competent counsel to assist buyers of foreclosed properties in both the purchase and any subsequent eviction actions.

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When should you retain a real estate attorney to help with the sale or purchase of a new home?

Hire your attorney before you sign an Offer to Purchase.  In Massachusetts a signed Offer to Purchase is a binding contract.  Most people wait until after they have signed the Offer to Purchase – why hire an attorney if I don’t have a deal?  However, once you have signed the Offer to Purchase, those terms are binding.  Consult with your attorney before you sign and submit an offer to make sure you’ve covered all your areas of concern.

If you have questions about Massachusetts real estate laws or concerns about the home selling process, and would like to consult an experienced Massachusetts real estate attorney, contact Attorney Ted Cannon to schedule a consultation.

When should you complete your Title 5 inspection in Massachusetts?

Complete your Title 5 inspection as soon as you decide you want to sell your home, but before you list your home for sale.  The outcome of the inspection may dramatically effect how you market your home.  For example, if your system fails inspection, you may be looking at several months before you can have the system upgraded and the cost can easily be $15,000.00 to $20,000.00 or more.  If you have this information before you list your home, you can try to recoup some of that expense in the sale price, or decide to be less generous with some repair requests that a buyer may have after the home inspection.

If you have questions about Massachusetts real estate laws or concerns about the home selling process, and would like to consult an experienced Massachusetts real estate attorney, contact Attorney Ted Cannon to schedule a consultation.

What is Massachusetts law regarding the landlord’s responsibility with Security Deposits and Last Month’s Rent?

Massachusetts law is very clear regarding the landlord’s responsibility of handling both the tenant’s Security Deposit and Last Months Rent. Landlords’ obligations when holding both of these types of deposits are highly regulated and there are potentially serious penalties for mishandling either type of deposit. Massachusetts landlords should remember that Security Deposits must be kept in a separate interest bearing account, while there is no obligation to do so for Last Month’s Rent. Landlords are obligated to pay interest on both types of deposits on a yearly basis.

If you have questions regarding the proper management of Security Deposits and/or Last Month’s Rent under Massachusetts law, please contact the landlord/ tenant attorneys at Doherty, Ciechanowski, Dugan, & Cannon for an initial consultation.

Massachusetts Homesteads – Getting to the answers

March 15, 2011 | by Attorney Jennifer Taddeo

For years, many Massachusetts homeowners have unknowingly let a valuable benefit go unclaimed — homestead protection. In Massachusetts, any homeowner could record a single-page document, pay a $35-36 county recording fee, and protect up to $500,000 of equity in their home. However, a homeowner who did not know about this law, or who failed to record such a document, had no protection.

On March 16, 2011, a new law will take effect, updating our homestead law and providing many needed improvements. Beginning that day, every homeowner in Massachusetts will automatically have protection of up to $125,000 of the equity in their home — the “automatic homestead exemption.” By filing a homestead, they can increase their protection to $500,000 — the “declared homestead exemption.” Those who already have a homestead in place do not need to record a new one.

Either type of homestead protects equity in a principal residence from any debt that was incurred after the date the homestead is recorded with the Registry of Deeds. Because the protection is tied to the date the homestead is recorded, it is generally best to keep an existing homestead with its earlier date of recording. If you refinance the mortgage on a principal residence, the law allows the existing homestead to remain in place, although it will not protect you from the claim the new mortgage company has on your home. The law also provides you with a limited time during which proceeds from the sale of your primary residence or insurance proceeds paid as a result of the destruction of a primary residence are protected as well.

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Snow Removal: Change in Law

November 1, 2010 | by Doherty, Ciechanowski, Dugan & Cannon, P.C.

Recent Massachusetts Supreme Court ruling holds property owners have legal obligation to shovel and treat snow and ice on property

With the end of summer and the record snowfalls of 2009 still a recent memory, a recent decision by the Massachusetts Supreme Court could have far reaching implications for your snow and ice removal plans this winter. On July 26, 2010, the Massachusetts Supreme Court overruled 125 years of legal precedent and held that all Massachusetts property owners are legally responsible for the removal of snow and ice from their property in the case of Papadopoulos v. Target Corp.

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Attorneys in Franklin Massachusetts and Medfield MA lawyers

The Massachusetts attorneys of Doherty, Ciechanowski, Dugan & Cannon provide legal services to Massachusetts businesses, families, and individuals in the practice areas of business law, criminal defense, divorce and family law, employment law, estate planning, personal injury, real estate, and litigation matters.

Our attorneys represent clients throughout Massachusetts and in every county of Massachusetts including Norfolk County, Suffolk County, Worcester County, Bristol County, Middlesex County, Plymouth County, Hamden County, Essex County and Barnstable County. Our attorneys represent clients in Massachusetts’ largest communities including the cities of Boston, Worcester, Springfield, Lowell, Cambridge, Brockton, New Bedford, Fall River, Lynn, and Quincy.

Our law offices are located in Franklin and Medfield and serve the Greater Boston MetroWest region and the neighboring towns of Bellingham, Milford, Upton, Hopedale, Holliston, Medway, Millis, Medfield, Norwood, Walpole, Sharon, Foxborough, Wrentham, Easton, Mansfield, North Attleboro, Norton, Plainville, Raynham, Taunton, Attleboro, Seekonk, Rehoboth, Uxbridge, Whittensville, and Worcester.